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Bankruptcy

Order for relief, relief from the automatic stay; exempt property; redemption or reaffirmation; priority, secured, under secured or unsecured debt; adequate protection, and discharge.  These are just some of the terms that can confuse or bewilder a debtor or a creditor when confronted with the need to file or appear in a bankruptcy proceeding.  Debtors and creditors alike oftentimes presume they have no rights in a bankruptcy proceeding or, conversely, that they may proceed as if the bankruptcy proceeding does not really affect what they can do.  Either presumption can be dangerous and result in a party surrendering significant rights they have in a bankruptcy or, worse yet, having sanctions imposed against them in bankruptcy court.  In addition, debtors and creditors may not be aware of important deadlines in a bankruptcy proceeding that materially impact their interests.

Svingen, Karkela, Cline, Haugrud, Hunt, Larson & Jensen, PLLP, has attorneys who are thoroughly familiar with bankruptcy law and practice, having represented debtors and creditors in liquidation, reorganization, wage earner, and farm bankruptcy proceedings.  Our attorneys can also help identify and guide a debtor or creditor through a workout situation, thereby averting some of the more drastic consequences of a bankruptcy filing.
 
Even if a bankruptcy is inevitable, there are various options available to both creditors and debtors prior to bankruptcy that can better position them to deal with the ramifications of a bankruptcy filing.  Our attorneys can assist you in exploring these alternatives and choosing an approach that best suits your individual or company's needs.

If you need someone to assist you in financially distressed times or with financially distressed customers, you can depend on the attorneys at Svingen, Karkela, Cline, Haugrud, Hunt, Larson & Jensen - solving problems and creating opportunities for more than a century.

Bankruptcy Attorneys: Allen Haugrud, Paul Jensen

 

 
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Solving problems and creating opportunities
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NEWS:

Svingen, Karkela, Cline, Haugrud, Hunt, Larson & Jensen, PLLP is pleased to announce the addition of Jamison W. Cichosz as a partner, effective April 1, 2009. Mr. Cichosz will practice in the areas of criminal law, family law, workers’ compensation and general litigation.

Jamison W. Cichosz graduated Magna Cum Laude from the University of St. Thomas in 1999 with degrees in both Business Administration and Spanish.  He then went on to graduate from the University of North Dakota School of Law in 2002 after which he moved to the Fergus Falls area.  Mr. Cichosz has been practicing in the areas of criminal law, family law and general litigation since being licensed.  

Mr. Cichosz has become active in the community since moving to Fergus Falls.  He is a two-time past commander at VFW Post 612 in Fergus Falls.  He has taught criminal law and criminal procedure at Minnesota State Community and Technical College in Fergus Falls.  He was the City Prosecutor between 2002 and 2007 and is currently a member of the Fergus Falls City Council.  For enjoyment, Mr. Cichosz coaches youth football and spends time with his family.

Sheila Harms was a featured speaker for the Career Day on April 3, 2009 hosted by the Pelican Rapids Chapter of Rotary.

J.J. Cline, Allen Haugrud, and Paul Hunt served as attorney coaches in the 2009 Minnesota High School Mock Trial Competition.  The Minnesota State Bar Association will recognize the more than 500 mock trial volunteers in the May/June issue of Bench & Bar.

Greg Larson has been selected for inclusion on the 2008 Minnesota Rising Stars list, featuring the top young lawyers in the state. Rising Stars is published in a special advertising section of the December 2007 issues of Minnesota Law & Politics, Twin Cities Business and Mpls/St. Paul Magazine. The list of Rising Stars also appears on the web at superlawyers.com.
 
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